Insurance
We offer advice on the following insurance products.
Life Cover
Designed to give your family a tax-free lump sum, or monthly benefit, to help minimise the financial impact that your death might have. It can be used to pay off, or significantly contribute to reducing debt, such as mortgage and/or long-term credit commitments, as well as helping maintain your loved one's standard of living. Life insurance is paid out on death or on diagnosis of a terminal illness, where life expectancy is estimated at 12 months or less. We can assess your current situation, including income, financial commitments, budget, dependants, and future plans, and recommend the most suitable life insurance policy for you.
Critical Illness Cover
Designed to help ease the financial burden that comes with loss of health, by clearing your mortgage and debts, providing a tax-free lump sum or monthly benefit in your bank account, to allow you to concentrate on your health. Critical illness cover has improved dramatically over recent years, making it easier than ever to receive financial help, if are diagnosed with a serious illness, such as cancer, heart attack, stroke, multiple sclerosis, dementia, or one of the many other conditions that today's policies cover.
Income Protection
If you are unable to work due to an accident or illness, this policy will provide you with a tax-free monthly benefit, until you can return to work, or reach the end of your benefit period. Benefit periods can last until retirement, depending on the policy.
Home Insurance
In addition to providing general peace of mind, buildings insurance is a requirement that all lenders insist on you having as a condition of your mortgage. We also offer contents insurance, to include options such as home emergency cover and accidental damage cover.
Please contact us for more information or a consultation to discuss your requirements and arrange a tailored plan to suit your own individual needs.
Life Cover
Designed to give your family a tax-free lump sum, or monthly benefit, to help minimise the financial impact that your death might have. It can be used to pay off, or significantly contribute to reducing debt, such as mortgage and/or long-term credit commitments, as well as helping maintain your loved one's standard of living. Life insurance is paid out on death or on diagnosis of a terminal illness, where life expectancy is estimated at 12 months or less. We can assess your current situation, including income, financial commitments, budget, dependants, and future plans, and recommend the most suitable life insurance policy for you.
Critical Illness Cover
Designed to help ease the financial burden that comes with loss of health, by clearing your mortgage and debts, providing a tax-free lump sum or monthly benefit in your bank account, to allow you to concentrate on your health. Critical illness cover has improved dramatically over recent years, making it easier than ever to receive financial help, if are diagnosed with a serious illness, such as cancer, heart attack, stroke, multiple sclerosis, dementia, or one of the many other conditions that today's policies cover.
Income Protection
If you are unable to work due to an accident or illness, this policy will provide you with a tax-free monthly benefit, until you can return to work, or reach the end of your benefit period. Benefit periods can last until retirement, depending on the policy.
Home Insurance
In addition to providing general peace of mind, buildings insurance is a requirement that all lenders insist on you having as a condition of your mortgage. We also offer contents insurance, to include options such as home emergency cover and accidental damage cover.
Please contact us for more information or a consultation to discuss your requirements and arrange a tailored plan to suit your own individual needs.
